Some reflections on insurance pricing
Henriet, Dominique; Rochet, Jean-Charles (1987), Some reflections on insurance pricing, European Economic Review, 31, 4, p. 863-885. http://dx.doi.org/10.1016/0014-2921(87)90004-3
TypeArticle accepté pour publication ou publié
Journal nameEuropean Economic Review
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Abstract (EN)We analyse three aspects of the recent evolution of French automobile insurance by use of three simple theoretical models: - the fantastic development of professional mutuals, - the growing complexity of tariffs, - the increasing recourse to product differentiation. Each of these aspects can be interpreted as a step further in the direction of increasing premiums personalization. The question we examine is: how far should we go?
Subjects / Keywordspremiums personalization; French automobile insurance
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